Welcome, American Securities

Fidelity is dedicated to your financial wellness, offering a wide range of educational resources and professional guidance to help you take control of your future.

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Simplifying the complex

Your preferred broker program brings you access to the breadth and depth of our investment products, as well as comprehensive planning and advice, at an exceptional value.

Get $150 reimbursed

Move your account and get up to $150 in account transfer fees reimbursed.2


Introducing Fidelity Rewards+SM—exclusive benefits for Wealth Management clients

As a thank you for clients who invest at least $250,000 in professionally managed assets,3 we're offering a wide range of benefits including:

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The only credit card that earns you up to 3% cash back4 on everyday purchases

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Waived minimum investments on select lower-cost money market funds, giving you more choice for investing your cash

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3 layers of advanced identity protection from IDnotify®, a part of Experian®

Invest more, get more. It's that simple.


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Investing calls for clarity

At Fidelity, we believe the more we can make investing and financial planning clear and simple, the more confident you'll be about the decisions you make. And the more you'll get from our relationship together.

Investing calls for clarity

At Fidelity, we believe the more we can make investing and financial planning clear and simple, the more confident you'll be about the decisions you make. And the more you’ll get from our relationship together.

Brokerage capabilities

With low rates, exceptional service, and powerful tools and research, there's a reason why serious investors choose to trade at Fidelity.


Rated #1
Overall Best Online Broker7

2020

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Keeping your information and assets secure


The protection of your portfolio and personal information is the foundation of our relationship. That's why we offer the latest technology to help give you the ultimate benefit—peace of mind.


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Find out what others are saying about us

Customer stories


Read what customers have to say about their experiences with us.

Awards and recognition


See what independent third-party reviewers think of our products and services.

Financial wellness & education

Improve your financial wellness with these tools and resources


Financial wellness is comprehensive. When you're financially well, you feel confident about the future and know what you're going to do next with your money. From budgeting your finances and paying down debt to creating an emergency fund and investing for the future, it's all about learning what to do and then taking action. We update this Financial Wellness section every quarter, to make sure we provide you with timely information that meets your needs—so keep coming back.

The more skills and knowledge you gain, the more you'll be able to improve your financial wellness. Check out these tips and resources for staying on top of key money matters:



Fidelity Webcast hub:
Practical conversations to help you work toward living well financially, today and tomorrow:

Learn more about these important topics:

Taking care of older loved ones
Caring for aging loved ones can impact both your lifestyle and finances. But whether you're in the planning stages, or right in the thick of things, it's never too late to organize your approach.

Debt: the good, the bad and the ugly
Knowing the different kinds of debt, and how to best manage them, is an essential money management skill. From loans to credit cards, we'll help you recognize the "good" from the "bad," and how to make it all work in your favor.

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To get an assessment of your financial wellness and a Personal Action Plan, take this financial checkup.

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Visit our Learning Center for other articles, videos, and webinars

Important information:

COVID-19
To help keep everyone safe, we're offering only select services at our branches. But our advisors are available to help you over the phone and you can complete most common tasks on Fidelity.com or the Fidelity Mobile® app.

Learn more about your local investor center

CARES Act

The act includes changes to retirement plans, health care, money market funds, charitable giving, the tax deadline, student loan debt, and more.

Learn how the new CARES Act might impact you

Whatever you're investing for, we can help

Whether you need a trading account, or a rollover, traditional, or Roth IRA—it only takes a few minutes to open an account.



Please note: As the employee, it's your responsibility to adhere to your firm's compliance policy and code of ethics. For more information, contact your compliance office.

We're here to help

Help is here 24/7. Call us, chat with an investment professional, or visit an Investor Center.
Check out our FAQ's

1.

$0.00 commission applies to online U.S. equity trades, exchange-traded funds (ETFs), and options (+ $0.65 per contract fee) in a Fidelity retail account only for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (from $0.01 to $0.03 per $1,000 of principal). There is an Options Regulatory Fee (from $0.03 to $0.05 per contract), which applies to both option buy and sell transactions. The fee is subject to change. Other exclusions and conditions may apply. See Fidelity.com/commissions for details. Employee equity compensation transactions and accounts managed by advisors or intermediaries through Fidelity Clearing & Custody Solutions® are subject to different commission schedules.

Minimum markup or markdown of $19.95 applies if traded with a Fidelity representative. For U.S. Treasury purchases traded with a Fidelity representative, a flat charge of $19.95 per trade applies. A $250 maximum applies to all trades, reduced to a $50 maximum for bonds maturing in one year or less. Rates are for U.S. dollar-denominated bonds; additional fees and minimums apply for non-dollar bond trades. Other conditions may apply; see Fidelity.com/commissions for details. Please note that markups and markdowns may affect the total cost of the transaction and the total, or "effective," yield of your investment. The offering broker, which may be our affiliate, National Financial Services LLC, may separately mark up or mark down the price of the security and may realize a trading profit or loss on the transaction.

Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please read Characteristics and Risks of Standardized Options. Supporting documentation for any claims, if applicable, will be furnished upon request.

2. Customers may be reimbursed for account transfer fees (up to $150) for each eligible account moved to Fidelity. $25,000 minimum deposit required. Certain reimbursements are taxable- and may be reported on Form 1099·MISC.
3. Eligible assets include those invested through Fidelity® Wealth Services, Fidelity® Strategic Disciplines, or a combination of both registered as an individual account, a joint account, or certain types of revocable trusts. Assets in other registration types, such as irrevocable trusts, partnerships, or LLCs, will not be included when determining program eligibility. Fidelity Rewards is not offered as a component of any advisory service or program through Fidelity, including, without limitation, Fidelity® Wealth Services and Fidelity® Strategic Disciplines. While there are no program enrollment fees, eligible accounts are charged an advisory fee.
4. You may be eligible to earn additional Points on eligible Net Purchases, in addition to the Points you may earn in the Fidelity® Rewards Visa Signature® Card Program if you qualify and are registered into the Fidelity Rewards+ program. Earn up to 2% cash back on purchases when you use your Fidelity Rewards Visa Signature Card and earn up to an additional 1% as a participant in the Fidelity Rewards+SM program for Wealth Management clients. Eligibility and applicability of the additional Points are determined by Fidelity Brokerage Services, LLC. Fidelity Rewards Visa Signature Card Program, managed by Elan Financial Services, and Fidelity Rewards+, managed by Fidelity, are separate programs. Full details for the Fidelity Rewards+ program appear in the Fidelity Rewards+ Terms and Conditions and in the Program Rules for Fidelity Rewards Visa Signature Card Program. "Only card" claim based on research conducted in July 2020 by Competiscan, LLC of publicly available consumer cash back credit card offers, excluding those with an annual fee, category restrictions, or requirements that cash back be used only as a statement credit.
"Only card" claim based on research conducted in July 2020 by Competiscan, LLC of publicly available consumer cash back credit card offers, excluding those with an annual fee, category restrictions, or requirements that cash back be used only as a statement credit.
You could lose money by investing in a money market fund. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Before investing, always read a money market fund's prospectus for policies specific to that fund.
5.

Barron's, February 21, 2020 Online Broker Survey. Fidelity was ranked against nine other competitors in six major categories and 78 subcategories. Fidelity tied Interactive Brokers for #1 overall.

6.

Investor's Business Daily®, January 2020: Best Online Brokers Special Report. Fidelity was named Best Overall Online Broker, and also first in Equity Trading Tools, Research Tools, Low-Cost/ETF Trading, Investment Research, Mobile Trading Platforms/Apps, and Portfolio Analysis & Reports. Results based on having the highest Customer Experience Index within the categories composing the survey, as scored by 4,199 respondents. The survey was conducted by Investor's Business Daily's polling partner, TechnoMetrica Market Intelligence. © Investor's Business Daily, Inc. All rights reserved.

7. Kiplinger's magazine, August 2020 Online Broker Survey. Fidelity was ranked No. 1 overall out of eleven online brokers. Results based on ratings in the following categories: Commissions and fees, Investment choices, Mobile app, Tools, Research, Advisory services and User experience. Also named Best for Investment choices, Tools and Advisory services in the 2020 survey.
Fidelity® Personalized Planning & Advice is an advisory service offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. Fidelity® Wealth Services is an advisory service offered by FPWA or Fidelity Personal Trust Company, FSB (FPTC), a federal savings bank. Nondeposit investment products and trust services offered by FPTC and its affiliates are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency, are not obligations of any bank, and are subject to risk, including possible loss of principal. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, FPTC, FBS and NFS are Fidelity Investments companies. These advisory services are provided for a fee.
Fidelity now offers the Fidelity ZERO Total Market Index Fund (FZROX), Fidelity ZERO International Index Fund (FZILX), Fidelity ZERO Large Cap Index Fund (FNILX), and Fidelity ZERO Extended Market Index Fund (FZIPX) available to individual retail investors who purchase their shares through a Fidelity brokerage account.
*​Tax-smart (i.e., tax-sensitive) investing techniques, including tax-loss harvesting, are applied in managing certain taxable accounts on a limited basis, at the discretion of the portfolio manager, primarily with respect to determining when assets in a client's account should be bought or sold. Assets contributed may be sold for a taxable gain or loss at any time. There are no guarantees as to the effectiveness of the tax-smart investing techniques applied in serving to reduce or minimize a client's overall tax liabilities, or as to the tax results that may be generated by a given transaction. ​​
Fidelity commissioned Corporate Insight to study bond pricing, available online, for self-directed retail investors from three brokers (Merrill Lynch, Morgan Stanley, and Wells Fargo) that offer corporate and municipal bonds for comparison to Fidelity's standard online pricing. The study compared online bond prices for more than 27,000 municipal and corporate inventory matches from January 28 through March 2, 2020. It compared municipal and corporate inventories offered online in varying quantities. The study found that, on average, the three online bond brokers were asking $15.41 more per bond. Corporate Insight determined the average price differential by calculating the difference between the prices of matching corporate and municipal bond inventory at Fidelity, including Fidelity's $1 per bond mark-up for online trades vs. the prices offered online for the same bonds from the three brokers, then averaging the differences of the financial services firms. The analysis included investment grade corporate and municipal bonds only, as the three brokers in the study do not offer non-investment grade bonds for purchase online.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

© 2020 FMR LLC. All rights reserved.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917