Earning rewards

You can earn a $10 cash reward for completing each level of financial lessons available in Fidelity Bloom^®. There are 3 levels, allowing you to earn up to $30 in total. Each level consists of lessons covering saving, spending, and investing. (Terms and conditions apply.)

You can expect to receive your Learn & Earn reward within 2 to 6 calendar days of completing each of the 3 levels.

Fidelity Bloom^® Challenges are not eligible for the Learn & Earn reward. You can only earn the Learn & Earn reward by completing Lessons in the app.

Fidelity Bloom^® offers an annual match of 10% on up to $300 in eligible deposits made to your Fidelity Bloom Save account. Therefore, you can earn up to a maximum of $30 each year.

Match rewards are added to your Save account each month until you reach $30. They are based on eligible deposits into your Save account each calendar year and reset annually on January 1. Eligible deposits into your Fidelity Bloom Save account include transfers from outside accounts or other Fidelity accounts.

Generally, any deposits you make in your Fidelity Bloom^® Save account from an external account are eligible, whereas any deposits made by Fidelity Bloom are ineligible.

Eligible deposit types: recurring deposits and one-time transfers (not recurring transfers) to your Save account from your Spend account, any other Fidelity account, or outside accounts.

Ineligible deposit types: Cents-per- swipe rewards, cash offers from Fidelity, Fidelity Bloom savings match deposits, and any deposits into your Spend account.

Eligible deposits must be made into your Fidelity Bloom^® Save account to apply toward your annual savings match reward earnings.

Yes, you can make multiple deposits over the course of the calendar year to get the full annual savings match.

Savings match rewards are automatically added to your Fidelity Bloom^® Save account at the beginning of the month based on your settled deposits at the end of the prior month.

Please note that it may take up to 5 business days for your deposits to settle, depending on how you deposited the money.

The annual savings match resets on January 1 each calendar year.

For example, if you open your accounts on September 1, you’ll have until December 31 to earn your first annual savings match reward. The match will then reset on January 1 of the following year, and you can begin earning your next annual savings match reward.