How does investment management work?
You'll start by telling us about yourself and your individual financial goals—then we'll suggest an investment strategy for your account. We'll then manage your money in accordance with that goal, helping you track your progress and providing coaching calls along the way.
How does coaching work?
Your financial wellness is our priority. We want to help you navigate life's big decisions by giving you the flexibility to get advice when and how you need it. Our online coaching means 24/7 access to financial planning tools and curated articles relevant to your situation. Then, if you need to go deeper and want advice from our trained advisors, you can schedule a 30-minute coaching call on specific topics.
What happens after I enroll?
We begin our relationship with the most important part: getting to know you. Your online profile helps us understand your goals—and we'll also gauge your current financial needs. From there, we'll propose an investment strategy, as well as recommend next steps to help you improve your financial health.
What if my needs change?
Life takes turns—and we want to know all about them. At least once a year, we'll ask you to review your information, checking in with you to make sure nothing major in your life has changed. If necessary, we can adjust your investment strategy to help ensure it's consistent with your new situation. And remember, this is a relationship. So, as your needs change, let us know and we may update your investment strategy to align with your new goals. We encourage you not to wait until your next annual review to contact us!
Is Fidelity® Personalized Planning & Advice right for me?
It could be. Start by asking yourself these questions:
Do you enjoy the convenience of accessing your accounts online?
Do you feel you'd have a better likelihood of meeting your financial goals with the support of professionally managed accounts?
Do you desire personalized coaching with an advisor to help you with your financial decisions?
Are you willing to pay a small fee for someone to manage your money and help you with your financial planning needs?
If you answered yes to these questions and have at least $25,000 to invest, then Personalized Planning & Advice may be a fit for you!