Personal financial advice

With Fidelity® Personalized Planning & Advice, you'll have unlimited 1-on-1 access to a team of Fidelity advisors who will work with you to build a financial plan for your goals and help make the most of your money.

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How Fidelity's advisors can help

Unlimited 1-on-1 advice calls

During 30-minute scheduled calls, you'll be able to get personalized financial advice and coaching from our team so you can feel confident making decisions.

Help with the big and small

Our advisors get to know what's important to you during these calls, work with you to prioritize your financial goals, and help you create a plan to make progress toward reaching them.

Skilled and experienced

Along with Fidelity's time-tested planning approach, our advisors bring their financial experience and perspective to each conversation you'll have.

Questions? Ask for "Planning"

800-343-3548

A financial plan is more than just investing

Here are just some of the topics we can coach you through:

invest

Discover how to create smart spending and savings habits so you can make every dollar count.


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Learn how to set up a plan to prepare you and your finances for the unexpected.


retirement

Find out how much you'll need for retirement and explore ways to save for it.

Allocation

Get help designing an investment plan that's in line with your financial goals and priorities.


debt

Strategize steps for reducing debt that make sense for you and your current lifestyle.


Measure

Measure your progress so you always know exactly where you stand financially.

Here’s how our financial coaching works

One

First, we want to learn what's important to you

Through our digital planning tools and during our scheduled 1-on-1 calls we'll spend time getting to know what’s happening in your life and what your financial goals are.

Two

We'll help you create and manage your financial plan

The plan will help you reach your goals, but will also have the flexibility to change with your life. Plus, you'll receive clear next steps from us so you can continue to make progress between our calls.

Three

Along the way, we'll keep an eye on your progress

Keeping your goals on track is important, so we'll follow up on your next steps with proactive reminders, notifications, and useful tips.

Wondering how you could benefit from financial advice?

Everyone's financial situation and goals are unique. So let's have a quick, no-commitment conversation to assess where you currently stand and see how we can help.


Bring your financial goals to life

Personalized Planning & Advice combines 1-on-1 financial advice, digital planning tools, and coaching calls with professional investment management. We'll suggest an investment strategy for your financial goals and manage your investments to keep things on track.

What's included:

Personal financial advice and coaching


An investment strategy that’s based on your financial goals


Professional investment management


Automatic rebalancing of investments

What does it cost?

0.50% Advisory fee; $25,000 minimum investment
$25,000 minimum investment


Straightforward, transparent pricing with no additional fees or commissions

What our advisors say about coaching

"1-on-1 coaching sessions are the most rewarding work I do. It's amazing the impact we can have spending time talking things through..."

"Saving plays a big part in reaching financial goals, but so does investing money. I love working with clients to help them find a way to make every dollar work harder..."

"As advisors, we want to help create a financial plan with each client. For example, when creating a budget, there's no such thing as a one-size-fits-all solution..."

Ready to get started?

The first step is to answer some quick questions online about your financial goals and preferences.
It’ll only take about 5 minutes.

Frequently asked questions

  • Is Fidelity® Personalized Planning & Advice right for me?

    It could be. Start by asking yourself these questions:

    • Do you enjoy the convenience of accessing your accounts online?
    • Do you feel you'd have a better likelihood of meeting your financial goals with the support of professionally managed accounts?
    • Do you desire personalized coaching with an advisor to help you with your financial decisions?
    • Are you willing to pay a small fee for someone to manage your money and help you with your financial planning needs?

    If you answered yes to these questions and have at least $25,000 to invest, then Personalized Planning & Advice may be a fit for you!

  • How does coaching work?

    Your financial wellness is our priority. We want to help you navigate life's big decisions by giving you the flexibility to get advice when and how you need it. Our online coaching means 24/7 access to financial planning tools and curated articles relevant to your situation. Then, if you need to go deeper and want advice from our trained advisors, you can schedule a 30-minute coaching call on specific topics.

  • How does investment management work?

    You'll start by telling us about yourself and your individual financial goals—then we'll suggest an investment strategy for your account. We'll then manage your money in accordance with that goal, helping you track your progress and providing coaching calls along the way.