Changes to the customer agreement for one or more of your Fidelity accounts. NO ACTION REQUIRED.
Please note that this change affects all Fidelity accounts except Fidelity mutual fund-only accounts, ABLE accounts, and 529 College Savings Plan accounts.
The Fidelity Account®, the Fidelity® Cash Management Account, Fidelity® Health Savings Account (HSA), and the Fidelity® Retirement Account Agreements
Effective August 8, 2019, we are deleting and replacing the subsections titled "Credits to Your Account" and "Debits to Your Account" of the section "How Transactions Are Settled." These changes primarily affect how the core account operates, including the introduction of a second sweep each morning for accounts which utilize a Fidelity Money Market Mutual Fund as the account's core fund.
Additionally, for the Fidelity Account® Customer Agreement, we will also change the second sentence in the second paragraph of the section titled "Borrowing on Margin" to read: "The Intra-day and After-hours Free Credit Balance, money in the core account, and any cash dividends paid on marginable securities are automatically applied to your margin debt, unless you tell us otherwise."
You can view the new customer agreement(s) and obtain a copy of your new agreement(s) below. If you have any questions or would like to discuss alternative options, please give us a call at 800-343-3548. If you don’t contact us, we will consider you to have consented to the changes outlined above.
The Fidelity® Investment-Only Non-Prototype Account
For your Fidelity investment-only non-prototype retirement account, effective August 8, 2019, we are amending and replacing in its entirety the Fidelity Brokerage Investment-Only Non-Prototype Retirement Account Customer Agreement.
You can view the new customer agreement and obtain a copy of your new agreement below. If you have any questions or would like to discuss alternative options, please give us a call at 800-343-3548. If you don't contact us, we will consider you to have consented to all changes.
- Fidelity Account (PDF)
Covers all non-retirement brokerage accounts such as Individual, Joint, Estate, Conservatorship/Guardianship, Custodial (UGMA/UTMA), Other Non-Trust Account, Fidelity Account – Business, and Stock Plan Services
- Fidelity® Cash Management Account (PDF)
- Fidelity Brokerage Health Savings Account (PDF)
- Fidelity Brokerage Retirement Account (PDF)
Covers Traditional, Rollover, Roth, SEP, SIMPLE, Inherited IRA, and Keogh accounts
- Fidelity Account Non-Prototype Retirement Account Customer Agreement (PDF)