Learn About the Retirement Distribution Center

Our Retirement Distribution Center can help take the complexity and guesswork out of calculating and managing your required minimum distributions (RMDs) for your Fidelity IRAs.

Key features

Simplified calculations

See your estimated required minimum distributions for the current year as well as past ones for the following accounts:

  • Traditional IRAs
  • SEP IRAs
  • Rollover IRAs
  • All small-business retirement plans
Automated tracking Our system keeps a record of all withdrawals so you can stay on track with your distributions.
Recurring withdrawals Schedule your automatic withdrawals on a monthly, annual, or customized schedule, so you're sure to take the required amount each year.
Customized interface Our interface is designed to evolve as you progress through retirement years so that at each stage in life, you get information and resources tailored to you. For instance, users between the ages of 59½ and 70 will see guidance and planning tools to help them with retirement planning, as well as a countdown to when their RMDs will begin.
News and insights Our alerts can help you stay up-to-date with relevant government or IRS changes. Plus, get expert commentary and quick links to guidance tools.