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Fidelity Freedom Lifetime Income® Video

Fidelity Freedom Lifetime Income® provides immediate income payments that last for the rest of your life.

Fidelity Freedom Lifetime Income Hypothetical Results
The table below provides the hypothetical results used in the video. The hypothetical example assumes a $100,000 investment by a 65-year-old male in a single life variable income annuity with a 10-year guarantee period (Fidelity Freedom Life Income, i.e., FFLI) under two market scenarios: one in which the gross rate of return varies each year (8%, 10%, 8%, -3%, 12%, 20%, 4%, 16%, -5%, 2%, -1%, 9%, 15%, 18%, 3%, 9%, -2%, 10%, 7%, 13%, 12%, 11%, 5%, -6%, 19%, 12%, 10%, 0%, 13%, and 0%) and one in which the rate of return is 0% for all years. The FFLI payments reflect an annual annuity charge of 0.60% and an annual underlying fund fee of 0.72%, and are assumed to be made annually at the beginning of each year. Taxes were not taken into account for either example; if they were included, the results would be different. The average of the variable annual returns is 7.40% gross, and 5.99% net of all FFLI fees. See the table below for additional information.
This hypothetical example is for illustrative purposes only. It is not intended to predict or project investment results of Fidelity Freedom Lifetime Income. Your rate of return may be higher or lower than in the hypothetical illustration.
# Age Variable Market:
Gross Return
Variable Market:
Net Return
Variable Market:
Annual Payments
Variable Market:
Cumulative Payments
7.40% Gross,
5.99% Net Market Return:
Annual Payments
7.40% Gross,
5.99% Net
Market Return:
Cumulative Payments
0% Gross,
-1.32% Net Market Return:
Annual Payments
0% Gross,
-1.32% Net
Market Return:
Cumulative Payments
1 65 8.00% 6.58% $6,309 $6,309 $6,309 $6,309 $6,309 $6,309
2 66 10.00% 8.55% $6,506 $12,815 $6,470 $12,779 $6,024 $12,333
3 67 8.00% 6.58% $6,823 $19,638 $6,625 $19,404 $5,744 $18,077
4 68 -3.00% -4.28% $7,026 $26,665 $6,784 $26,188 $5,476 $23,553
5 69 12.00% 10.53% $6,499 $33,163 $6,947 $33,136 $5,222 $28,775
6 70 20.00% 18.42% $6,940 $40,103 $7,114 $40,250 $4,979 $33,753
7 71 4.00% 2.63% $7,940 $48,043 $7,285 $47,535 $4,747 $38,500
8 72 16.00% 14.47% $7,874 $55,917 $7,460 $54,996 $4,526 $43,026
9 73 -5.00% -6.25% $8,708 $64,625 $7,640 $62,635 $4,316 $47,342
10 74 2.00% 0.66% $7,888 $72,513 $7,823 $70,458 $4,115 $51,457
11 75 -1.00% -2.30% $7,671 $80,185 $8,011 $78,469 $3,923 $55,380
12 76 9.00% 7.57% $7,241 $87,426 $8,204 $86,673 $3,741 $59,121
13 77 15.00% 13.49% $7,526 $94,952 $8,401 $95,074 $3,567 $62,687
14 78 18.00% 16.45% $8,252 $103,204 $8,603 $103,676 $3,401 $66,088
15 79 3.00% 1.64% $9,284 $112,488 $8,809 $112,486 $3,243 $69,331
16 80 9.00% 7.57% $9,118 $121,606 $9,021 $121,507 $3,092 $72,422
17 81 -2.00% -3.29% $9,476 $131,082 $9,238 $130,744 $2,948 $75,370
18 82 10.00% 8.55% $8,854 $139,937 $9,460 $140,204 $2,811 $78,181
19 83 7.00% 5.59% $9,287 $149,224 $9,687 $149,891 $2,680 $80,861
20 84 13.00% 11.51% $9,474 $158,698 $9,920 $159,811 $2,555 $83,416
21 85 12.00% 10.53% $10,208 $168,906 $10,158 $169,969 $2,436 $85,852
22 86 11.00% 9.54% $10,901 $179,807 $10,402 $180,371 $2,323 $88,175
23 87 5.00% 3.62% $11,537 $191,344 $10,652 $191,024 $2,215 $90,390
24 88 -6.00% -7.24% $11,550 $202,895 $10,908 $201,932 $2,112 $92,502
25 89 19.00% 17.43% $10,352 $213,247 $11,170 $213,102 $2,014 $94,515
26 90 12.00% 10.53% $11,746 $224,993 $11,439 $224,541 $1,920 $96,435
27 91 10.00% 8.55% $12,543 $237,536 $11,714 $236,254 $1,831 $98,266
28 92 0.00% -1.32% $13,156 $250,692 $11,995 $248,249 $1,745 $100,011
29 93 13.00% 11.51% $12,544 $263,235 $12,283 $260,532 $1,664 $101,675
30 94 0.00% -1.32% $13,515 $276,750 $12,578 $273,111 $1,587 $103,262

Before investing, consider the investment objectives, risks, charges, and expenses of the annuity and its investment options. Call or write to Fidelity or visit Fidelity.com for a free prospectus and, if available, a summary prospectus containing this information. Read it carefully.

Investing in a variable income annuity involves risk of loss - the amount of each payment is not guaranteed and will fluctuate.
Restrictions may apply to optional features; refer to prospectus. The withdrawal option is not available in all states and not applicable for non-qualified funds. Withdrawals of taxable amounts and taxable income received from an annuity are subject to ordinary income tax. Withdrawals of taxable amounts taken before age 59 1/2 may be subject to a 10% IRS penalty.
Fidelity Freedom Lifetime Income (Policy Form Nos. FFLI-Q-2005, et al. and FFLI-NQ-2005, et al.) is issued by Fidelity Investments Life Insurance Company, 100 Salem Street, Smithfield, RI 02917, and, for New York residents, Freedom Lifetime Income (Policy Form Nos. EFLI-Q-2005, et al. and EFLI-NQ-2005, et al.) is issued by Empire Fidelity Investments Life Insurance Company,® New York, NY. FILI is licensed in all states except New York. Fidelity Brokerage Services, Member NYSE, SIPC, and Fidelity Insurance Agency, Inc., are the distributors. The contract's financial guarantees are solely the responsibility of the issuing insurance company.
© 2014
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