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Fidelity Freedom Lifetime Income®

Fidelity Freedom Lifetime Income®1 (FFLI) is an immediate variable income annuity that provides lifetime income, helping to reduce the risk that you will outlive your retirement savings.

Annuity features

May be appropriate for

Investors who want a lifetime income stream with the potential to keep pace with inflation.

Key features

Lifetime income (amount of income will fluctuate and access to assets will be restricted or limited)

Income growth potential

Professional money management

Features to help address your unique retirement needs2

Minimum investment


Annual fees

0.60%; fund fees also apply

Invests in

A choice of Fidelity-managed portfolios

FFLI investment options

Next steps

Fidelity Freedom Lifetime Income video (4:02) Learn more about how Fidelity Freedom Lifetime Income can help create lifetime income you'll need to cover your expenses in retirement.

Call us at 800-544-4713
to buy FFLI or find out more.

Additional resources

Fidelity Freedom Lifetime Income FAQs
Need more information? Visit our frequently asked questions.

To buy or learn more

More information

Guarantees are subject to the claims-paying ability of the issuing insurance company.
Investing in an immediate variable income annuity involves risk of loss—the amount of each payment is not guaranteed and will fluctuate.
1. Fidelity Freedom Lifetime Income (Policy Form Nos. FFLI-Q-2005, et al. and FFLI-NQ-2005, et al.) is issued by Fidelity Investments Life Insurance Company, 100 Salem Street, Smithfield, RI 02917, and for New York residents, Freedom Lifetime Income (Policy Form Nos. EFLI-Q-2005, et al. and EFLI-NQ-2005, et al.) is issued by Empire Fidelity Investments Life Insurance Company®, New York, NY. Fidelity Brokerage Services, Member NYSE, SIPC, and Fidelity Insurance Agency, Inc. are the distributors. A contract's financial guarantees are subject to the claims-paying ability of the issuing insurance company.
2. Some income options are only available if you purchase the annuity with pretax dollars.

Before investing, consider the investment objectives, risks, charges, and expenses of the variable annuity and its investment options. Call or write to Fidelity or visit Fidelity.com for a free prospectus and, if available, summary prospectus containing this information. Read it carefully.