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What's the state of retirement preparedness in America?

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Fidelity has been asking that question for over 10 years through the biennial Retirement Savings Assessment study.

Since 2013, the study has included a unique preparedness measure, which provides a single score that assesses a household's ability to completely cover essential living expenses in retirement, such as housing, health care, and food.

According to the results of the latest study, people have been saving and investing more appropriately for their age groups over the last two years, resulting in a significant improvement in America's retirement score: from 69 to 76. This means the median American household is just shy of the "good" zone, and at a place where many of us only require minor adjustments in our retirement plans in order to be on track to fully cover expenses in retirement.

The cautionary news—the state of America is in fair condition. The good news—it's fixable.

Get your personal score and see action steps you can take

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We provide financial planning and retirement options such as IRAs, annuities, and managed accounts; brokerage and cash management products; college savings accounts; and other financial services for millions of individual investors.

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IMPORTANT: The projections or other information generated by Fidelity's Retirement Score regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Results may vary with each use and over time.
Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.
Guidance provided is educational.
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