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Before investing, consider the funds’ investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information.  Read it carefully.

$7.95 commission applies to online U.S. equity trades in a Fidelity account with a minimum opening balance of $2,500 for Fidelity Brokerage Services LLC retail clients. Sell orders are subject to an activity assessment fee (of between $0.01 to $0.03 per $1000 of principal). Other conditions may apply. See for details.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

 Although consultations are one on one, guidance provided by Fidelity is educational in nature, is not individualized, and is not intended to serve as the primary or sole basis for your investment or tax-planning decisions.

1. The Variable Annual Percentage Rates (APRs) for this account are currently 13.99% for Purchases and Balance Transfers; 19.99% for Direct Deposit and Check Cash Advances; and 24.99% for Bank Cash Advances. The Introductory APR for Balance Transfers made within 60 days of opening your account is 0% for the first 7 Statement Closing Dates. A Variable Penalty APR of up to 29.99%, based on creditworthiness, may be applied to new transactions if you make a late payment. Minimum Interest Charge is $1.50. Balance Transfer Fee is 4% (min. $10). Cash Advance fees are: 5% (min. $10) for Direct Deposit and Check Cash Advances; and 5% (min. $10) for all other Cash Advances. Fee for purchases of wire transfers from a non-financial institution is 5% (min. $10). American Express® (1) converts charges made in foreign currencies to U.S. dollars using a rate selected on the business day prior to the day on which the charges are processed by American Express and (2) applies a 1% commission to the converted amount. See the Credit Card Agreement for details. The Variable APRs will vary with the market based on the Prime Rate. In addition, we reserve the right to change the terms of the account in accordance with the Agreement and applicable law. This information is accurate as of 07/2014 and may have changed. For current information, please speak to an associate at FIA Card Services by calling 1-866-598-4971.

* Strategic Insight Simfund/FI Desktop, data as of 7/31/2013. Based on a comparison of 298 total expense ratios for U.S. sector level ETFs that have similar holdings and investment objectives classified within Morningstar’s Sector Stock asset class.

ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. Unlike mutual funds, ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund.

Because of their narrow focus, sector funds tend to be more volatile than funds that diversify across many sectors and companies.

Fidelity will waive the commission charge on eligible stock trades not executed within one second. Offer limited to market orders between 1 and 1000 shares to buy, sell, or buy to cover stocks listed in the S&P 500® Index. Orders must be entered between 9:45 a.m. and 3:59 p.m. ET on a day when the equity markets are open and times will be adjusted when the markets open late/close early. Execution speed is calculated from the time Fidelity accepts the order to the time of execution reported to Fidelity by the executing market center. Eligible orders can be entered on, Fidelity Active Trader Pro®, FAST®, wireless devices, or through a Fidelity Representative. Short sales, extended hours orders, directed trade orders, and certain other orders excluded. Certain market and systems conditions may impact qualification for this guarantee. Fidelity reserves the right to restrict or revoke this offer at any time.

Sell orders are subject to an activity assessment fee (of between $0.01 to $0.03 per $1000 of principal). Trades are limited to online domestic equities and options must be used within 90 days. Options trades are limited to 20 contracts per trade. Offer valid for new or existing Fidelity customers opening or adding to an eligible Fidelity IRA or Fidelity brokerage retail account. Accounts receiving $50,000 to $99,999 will receive 100 free trades; accounts receiving over $100,000 of net new assets will receive 200 free trades. Account balance of $50k must be maintained for at least 9 months, otherwise normal commission schedule rates may be retroactively applied to any free trade executions. See ( for further details.

Fidelity Brokerage Services LLC, Member NYSE, SIPC




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*This site is intended for individuals who manage their workplace retirement plans or other benefits through Fidelity, however, the tools, guidance, and educational materials on these sites may be helpful to others as well.


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Investing with Fidelity

Great Value

We have among the lowest costs in the industry, and we make sure our fees are clear and easy to understand:

  • No account service fees
  • No loads on Fidelity funds††
  • $7.95 per online U.S. equity trade (lower than Schwab, TD Ameritrade, and E*Trade)‡
  • Commission-free iShares ETFs online – 65 in all
  • $7.95 + 0.75 per contract online option trades
  • Low margin rates
  • Non-Fidelity funds

Fidelity Advantages

Your account comes with exclusive benefits you can't get anywhere else:

  • Powerful analysis and investing tools, as well as our advanced trading platform, Active Trader Pro®
  • One-second trade execution guarantee***
  • Free research from more than 20 independent firms covering more than 4,500 stocks
  • 24-hour-a-day, every day service online and offline from experienced investment representatives

Investment Choices

You’ll find a full range of investment products to help you create a portfolio that’s right for your goals:

  • U.S. and international stocks
  • ETFs
  • Stock and fixed income mutual funds
  • Bonds
  • Options
  • CDs
  • Annuities
  • Life insurance products
  • Unit investment trusts
  • Real estate investment trusts

Account Options

Choose the features and services that suit your investing style:

  • Add a no fee cash management account to invest more efficiently with free checking and online bill payment
  • Choose where your money is held until you invest or withdraw it — an FDIC-Insured Deposit Sweep
  • Apply for a 2% rewards credit card and turn 2% of purchases into an investment in your account


Investment Professionals

  • Family Offices
    Custody, brokerage, investment and reporting services for family offices.
  • Hedge Fund Managers
    Execution, securities lending, financing, and custody through Fidelity Prime Services.
  • Capital Markets
    Trading, products, and services with a commitment to execution excellence.