529 College Savings Plans
529 plans are flexible, tax-advantaged accounts designed specifically for education savings. Funds can be used for qualified education expenses for schools nationwide.
Why invest in a 529 college savings plan with Fidelity?
While your money is in the account, no taxes will be due on investment earnings. When you take money out for qualified education expenses, withdrawals are federal income tax-free.
Flexible use of funds
Use the money in your 529 for a wide range of college expenses at accredited schools nationwide in addition to tuition expenses for K-12, certain apprenticeship costs, and student loan repayments.1
Many investment choices
Choose either an age-based strategy or a custom strategy. Learn more about investment choices
No annual account fees or minimums when you open a 529 account.
Ready to start saving for college?
Some states offer favorable tax treatment or other benefits to their residents only if they invest in their own state's 529 plan. Your or the beneficiary's home state 529 plan may offer additional state tax advantages or other state benefits such as financial aid, scholarship funds, and protection from creditors.
If Fidelity does not manage a plan for your state, you may want to consider our national plan, the UNIQUE College Investing Plan.
More resources for your education savings
Learn more about 529 Plans
College savings tools
Compare all 529 plans by state
You can invest in 529 savings plans from states across the country. Be sure to consider your own state plan as it may have additional benefits, including state tax advantages.
Creative ways to save
The UNIQUE College Investing Plan, U.Fund College Investing Plan, DE529 Education Savings Plan, AZ529, Arizona's Education Savings Plan, and the Connecticut Higher Education Trust (CHET) 529 College Savings Plan - Direct Plan are offered by the state of New Hampshire, MEFA, the state of Delaware, and the state of Arizona with the Arizona State Treasurer's Office as the Plan Administrator and the Arizona State Board of Investment as Plan Trustee, and the Treasurer of the state of Connecticut respectively, and managed by Fidelity Investments.
If you or the designated beneficiary is not a New Hampshire, Massachusetts, Delaware, Arizona or Connecticut resident, you may want to consider, before investing, whether your state or the beneficiary's home state offers its residents a plan with alternate state tax advantages or other state benefits such as financial aid, scholarship funds and protection from creditors.
Units of the portfolios are municipal securities and may be subject to market volatility and fluctuation.
Please carefully consider the plan's investment objectives, risks, charges, and expenses before investing. For this and other information on any 529 college savings plan managed by Fidelity, contact Fidelity for a free Fact Kit, or view one online. Read it carefully before you invest or send money.