529 College Savings Plans
529 plans provide flexible, tax-advantage accounts designed specifically for education savings. Funds can be used for qualified education expenses for schools nationwide.
Why invest in a 529 college savings plan with Fidelity?
Earnings grow federal income tax deferred and qualified withdrawals are federal income tax free.
Flexible use of funds
Utilize the funds for a wide range of college expenses at accredited schools nationwide, in addition to tuition expenses for K-12, certain apprenticeship costs, and student loan repayments.
Many investment choices
Choose either an age-based strategy or a custom strategy. Learn more about investment choices
Choosing a 529 savings plan
You can invest in 529 savings plans from states across the country. Be sure to consider your own state plan as it may have additional benefits, including state tax advantages.
If you're interested in a Fidelity plan but Fidelity doesn't offer a 529 plan associated with your or your beneficiary's state of residence, consider one of our plan offerings for a state where you have a past or current connection (for example a college connection). Otherwise, consider our national plan, the UNIQUE College Investing Plan.
More smart moves for your education savings
Learn more about 529 Plans
College savings tools
Creative ways to save
Earn unlimited 2% cash back1 on everyday purchases2 with the Fidelity Investments 529 College Rewards® Visa Signature® Card. Direct your rewards to your Fidelity-managed 529 account to save while you spend.
Invite friends and family to give to your 529 account with our innovative college gifting service.
Get month-by-month savings tips with these 12 college savings strategies (PDF).
Ready to get started?
The UNIQUE College Investing Plan, U.Fund College Investing Plan, Delaware College Investment Plan, and Fidelity Arizona College Savings Plan are offered by the state of New Hampshire, MEFA, the state of Delaware, and the Arizona Commission for Postsecondary Education, respectively, and managed by Fidelity Investments.
If you or the designated beneficiary is not a New Hampshire, Massachusetts, Delaware, or Arizona resident, you may want to consider, before investing, whether your state or the beneficiary's home state offers its residents a plan with alternate state tax advantages or other state benefits such as financial aid, scholarship funds and protection from creditors.
Units of the portfolios are municipal securities and may be subject to market volatility and fluctuation.
Please carefully consider the plan's investment objectives, risks, charges, and expenses before investing. For this and other information on any 529 college savings plan managed by Fidelity, contact Fidelity for a free Fact Kit, or view one online. Read it carefully before you invest or send money.