529 College Savings Plans

529 plans provide flexible, tax-advantage accounts designed specifically for college savings. Funds can be used for qualified higher education expenses for schools nationwide.


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Why invest in a 529 college savings plan with Fidelity?

Tax advantages

Earnings grow federal income tax deferred and qualified withdrawals are federal income tax free.

Flexible use of funds

Spend the funds at almost all accredited colleges nationwide for a wide range of education expenses.

Many investment choices

Choose either an age-based strategy or a custom strategy. Learn more about investment choices

Features to help save more

Help fund a child's education with credit card rewards as well as our 529 college gifting service.

Choosing a 529 college savings plan

Compare all 529 plans by state

You can invest in 529 college savings plans from states across the country. Be sure to consider your own state plan as it may have additional benefits, including state tax advantages.

If you're interested in a Fidelity plan but Fidelity doesn’t offer a 529 plan associated with your or your beneficiary's state of residence, consider one of our plan offerings for a state where you have a past or current connection (for example a college connection). Otherwise, consider our national plan, the UNIQUE College Investing Plan.

More smart moves for your college savings

Learn more about 529 Plans

What is a 529 Plan?
Before you open an account, get the facts on this tax-advantaged college savings option.

College Savings in the Learning Center
Start here to learn about different savings approaches, tactics to help increase your savings, and other options to help pay for college.

College savings tools

Planning and Guidance Center
Fidelity customers can plan for college as part of this comprehensive financial tool.

College savings calculator
Not a Fidelity customer? Anyone can use this college savings-focused tool.

See all college savings calculators and tools

Creative ways to help build college savings

With the Fidelity Investments 529 College Rewards® Visa Signature® Card, you earn unlimited 2% cash back1, 2 on every net purchase when you direct your deposit into your Fidelity-managed 529 plan account.

Invite friends and family to give to your 529 account with our innovative college gifting service.