Retirement and Benefit Solutions for Tax-Exempt Organizations

Fidelity provides specialized retirement and investment services as well as access to the breadth of Fidelity's capabilities to tax-exempt organizations, including:

• Colleges and universities
• Health care institutions
• Government and other public sector entities
• Religious institutions
• Unions

Before investing in any mutual fund, please carefully consider the investment objectives, risks, charges and expenses. For this and other information, call or write Fidelity for a free prospectus. Read it carefully before you invest.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 100 Summer Street, Boston, MA 02110