Fidelity^® Customers Have Earned $500 Million Using Fidelity Rewards Credit Cards

Unlimited 2% Cash Back On All Purchases into an Eligible Fidelity Account Helps Customers Easily Add To Their Savings Goals

BOSTON – Fidelity Investments^® today announced that its credit card offerings, including its award-winning¹ Fidelity^® Rewards American Express^® Cards with an earn rate of 2% cash back on purchases when deposited into an eligible Fidelity account², have helped Cardmembers earn cash rewards totaling more than $500 million since first introduced in 2003.

Customers have directed their rewards towards savings in a Fidelity brokerage account, Fidelity retirement account, Fidelity-managed 529 college savings plan or Fidelity Cash Management Account. Fidelity gives customers the flexibility to direct different percentages of their cash back rewards into multiple accounts.

“People are looking to maximize their savings wherever they can, so it makes sense for investors to consider a credit card that will earn unlimited 2% Fidelity rewards,” said James C. Burton, president of Fidelity’s retail brokerage business. “Every cash back award counts, especially when it’s going into an investing account where it has the power to earn returns over time.”

In 2012, customers have averaged nearly $122 in rewards per month³ using their Fidelity Rewards Cards, putting them on track to earn nearly $1,500 by the end of the year.

Feedback from customers about the Fidelity^® Rewards American Express^® Cards is being captured via Fidelity’s new online Ratings & Reviews system, where nearly 80 percent of reviewers have rated it a four or a five out of five stars. Of those reviewers, 99 percent would recommend the card to their friends⁴. Highlights include:

• Simple: “Simple! No rotating categories, no hoops to jump through to get rewards. Rewards are automatically deposited. This is the way cashback cards should be.” (Male aged between 55 and 64)
• Free Money: “This is a great way to get something for nothing. We have been able to invest $600 worth of ‘free money’ for my daughter’s college education in the past year.” (Male aged between 35 and 54)
• More than 2%: “What I spend in my 20's will add to my retirement nest! … By investing in my Fidelity Roth Account I will surely get much more than the 2% cash back. Friends and family have turned to this credit card because with all the rewards programs out there, no other compares.” (Female aged between 25 and 34)

Investors can apply for a Fidelity^® Rewards American Express^® Card and a Fidelity^® Investment Rewards^® Visa Signature^® Card online, calling 800-Fidelity, or by visiting one of Fidelity’s 172 investor centers throughout the United States⁵.

About Fidelity Investments
Fidelity Investments is one of the world’s largest providers of financial services, with assets under administration of $3.7 trillion, including managed assets of $1.6 trillion, as of Aug. 31, 2012. Founded in 1946, the firm is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing and many other financial products and services to more than 20 million individuals and institutions, as well as through 5,000 financial intermediary firms. For more information about Fidelity Investments, visit www.fidelity.com.

1) “Award-winning” substantiation: “Survey: Best Cash Back Cards” CBS Money Watch, 2/14/2012; “Best Credit Cards for Major Phases of Life” TheStreet.com, 6/24/2011; named the “Best Cash Back Card Ever” by Forbes.com (8/20/2010)
2) Customers earn 2 points for each $1 in net retail purchases. Once they reach 5,000 points, points can be redeemed automatically or on demand for cash at a $.01 exchange rate into an eligible Fidelity account (i.e., 5,000 points = $50 deposit). The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those regarding eligibility and maximum annual contribution limits. The redemption value for Points redeemed for rewards other than deposits into an eligible Fidelity account varies. Additional restrictions apply. Full details appear on http://www.fidelity.com/amex.
3) Internal Fidelity business data as of July 31, 2012.
4) Internal Fidelity business data as of September 21, 2012.
5) For information about the rates, fees, other costs and benefits associated with the use of these Cards, call the toll-free number or visit the web site listed above. This credit card program is issued and administered by FIA Card Services, N.A., which is not an affiliate of Fidelity Investments. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.


Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

The UNIQUE College Investing Plan, U.Fund College Investing Plan, Delaware College Investment Plan, and Fidelity Arizona College Savings Plan are offered by the State of New Hampshire, MEFA, the State of Delaware and the Arizona Commission for Postsecondary Education, respectively, and managed by Fidelity Investments.

If you or the designated beneficiary is not a New Hampshire, Massachusetts, Delaware, or Arizona resident, you may want to consider, before investing, whether your state or the designated beneficiary's home state offers its residents a plan with alternate state tax advantages or other benefits.

Units of the Portfolios are municipal securities and may be subject to market volatility and fluctuation.

Please carefully consider the Plan's investment objectives, risks, charges and expenses before investing. For this and other information on any 529 College Savings Plan managed by Fidelity, contact Fidelity for a free Fact Kit, or view online. Read it carefully before you invest or send money.

Fidelity Investments, Fidelity, and the Fidelity Pyramid design logo are registered service marks of FMR LLC. Fidelity Mobile is a registered service mark of FMR LLC.

The third party trademarks appearing herein are the property of their respective owners.

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